Monday  January  5

Consumer Credit Counselng Service of Southern Oregon


 
 

  Yes, We Can!

Lower your bills into one monthly payment

Waive or reduce your interest charges

Eliminate your collection calls

Obtain a copy of your credit report and score

 Teach you to use money and credit wisely

                                                                                             En Español

For more than 30 years, Consumer Credit Counseling of Southern Oregon has been helping people solve their debt problems, avoid bankruptcy, and learn new skills that help them control their finances, rather than having their finances control them,  Through educational workshops, and free personal credit and budget counseling,  NFCC certified consumer counselors are able to help clients plan for a healthy financial future. All inquiries, whether by website, in person, or by phone, are completely confidential. 

With offices in Medford, Klamath Falls, and Yreka, Consumer Credit Counseling is here to help you in your financial planning. Contact us 


Consumer Credit held a "Protect Your Identity Shredding Event".  The public was invited to come by the office to drop off their personal papers, and Rogue Shred was on hand to grind the paper up.  Consumer Credit gave away credit reports for free, and the Medford Police was here to talk about the latest in scams and identity theft. To see photos of the event, follow this link to our media page.


Attorney General Warns Oregonians of Scams
A New Twist to an Old Scam
Attorney General Hardy Myers today warned Oregonians of a new e-mail campaign attempting to defraud consumers using the old Nigerian Money Scam, but with a new wrinkle. To Read More, follow the link.

Consumer Credit  is a member of SOFFAST (Southern Oregon Financial Fraud and Security Team). Read about financial scams on the publications page.

How You Can  Manage Compulsive Shopping and a Shopping Addiction
compiled by: Dr Ruth Engs, Indiana University

What is compulsive shopping?
People who "shop til they drop" and run their credit cards up to the limit often have a shopping addiction.(Read More. Additional articles can be found on the publications page)

Are you at Risk for Identity Theft? Test your "ID IQ" here. 
Are you a victim of Identity Theft? The FTC has a website that can help.
www.ftc.gov/idtheft

Behind on your Mortgage? Housing Director Linda Cade offers these suggestions. And visit the housing page for an article from April 12th's Mail Tribune - "Default Dilemma."

Statistically Speaking…

  • The U.S. Office of the Comptroller of the Currency indicated this month [December] that more than half of the loans modified in 2008 had defaulted again within six months.
  • Even so, workouts are still growing in number. Fitch ratings agency expects workouts on loans created at the height of the subprime bubble to grow to 15.0% in 2009 from virtually none before. [Source: Forbes]

 Like statistics? Check out the Statistically Speaking archive here.

Read about how to choose a student loan on the publication page.

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