HELPING THE PEOPLE OF SOUTHERN OREGON SINCE 1971
 
Consumer Credit Counseling Service of Southern Oregon can help you solve your debt problems and learn new skills to help you take control of your finances. 

Consumer Credit Counseling Service (CCCS) provides credit counseling and you are not charged a fee for this service. During the counseling appointment a certified credit counselor will help you develop a realistic spending plan. Your concerns will be addressed and a list of options will be developed so you have the information and tools necessary to address your money management issues.

Consumer Credit can obtain a copy of your Equifax, Experian and Transunion credit reports and credit scores from each of those bureaus. The bureaus will include a listing of all of the creditors that report to each bureau and the payment history, current balance and the date of the last activity on each account. It will also include a summary of any legal action such as judgments and bankruptcy.

 
THANK YOU FOR YOUR SUPPORT AT THE EAT FOR CHANGE FUNDRAISER

A huge thank you to all of you who supported CCCS by eating at the Medford Chipotle on Tuesday, October 14th, from 4:00pm to 8:00pm. We had a wonderful time and should have the results to share in the next couple of days along with pictures of CCCS Staff and family. Once again, 50% of the proceeds made during the above time frame will be donated to CCCS. These donations allow us to continue to provide free and low cost financial counseling and education to our community.


 
My Money Checkup

Consumer Credit Counseling Service is a member of the National Foundation for Credit Counseling. The NFCC has recently launched a financial on-line assessment tool, MyMoneyCheckUp. You can receive financial tips and learn where you might make changes in your financial plan. Nothing beats coming into CCCS to discuss your finances with a certified credit coach, and we recommend you do that once you have completed your MyMoneyCheckup. To learn more, follow this link.

Consumer Credit is approved by the U.S. Trustees Program to issue certificates in Oregon and California in compliance with the Bankruptcy Code*. These services include providing the Bankruptcy Pre-filing Counseling and Pre-discharge Education. These services are provided both in person and on-line.

Looking to Volunteer? The Oregon Money Management Program Helps Seniors

CCCS Needs Your Help Now....Consumer Credit Counseling Service is working with Easter Seals Oregon, the Department of Human services, as well as other community service agencies to deliver the Oregon Money Management Program around the state. Money Management volunteers offer financial management assistance to low-income seniors and disabled persons. By volunteering you can help protect vulnerable adults from financial abuse, utility cut off, and loss of independence. To learn more, click here.

CCCS is approved by the Department of Housing and Urban Development (HUD) to provide housing education and counseling services. That ensures that you are receiving professional, knowledgeable, and impartial information and advice.

Consumer Credit offers community education from its Medford location and in the community. The Agency has an Education Specialist and conducts over 200 educational programs a year. Most of the programs are at no or low cost and are sponsored by local foundations and corporations.

Accredited by the Council on Accreditation for Children and Families, a United Way member agency and a Charity Seal Holder with the Better Business Bureau, CCCS has helped over 50,000 people and can help you.

We now have offices located in Medford and Grants Pass, Oregon. All inquiries by website, in person or by phone are completely confidential. Contact us at 541-779-2273 or submit your question to us click here.

We are recognized and affiliated with the following organizations:

click to verify BBB Accreditation and to see report for Consumer Credit Counseling of Southern Oregon


*

Get Started

Contact us to set up an appointment.

Complete our Worksheet, Statement of Counseling Services, and Privacy Policy prior to your appointment

View the CCCSSO.org website Privacy Statement here.




Featured Topics

*

Testimonials

*

"We didn't know a credit card could get us into so much trouble. Working with CCCS, we went from paying multiple bills, to just one. It was like lifting a big burden off our chest. We wouldn't be married and retiring today is it wasn't for CCCS. (Name withheld for privacy)"

Click here to see all of our testimonials.

News