Consumer Credit Counseling Service of Southern Oregon can help you solve your debt problems and learn new skills to help you take control of your finances. 

Consumer Credit Counseling Service (CCCS) provides credit counseling and you are not charged a fee for this service. During the counseling appointment a certified credit counselor will help you develop a realistic spending plan. Your concerns will be addressed and a list of options will be developed so you have the information and tools necessary to address your money management issues.

Consumer Credit is a featured non-profit in a Rogue Credit Union promotion. 

Vote daily from April 15th to June 15th by visiting the Rogue Credit Union Foundation page and clicking on Consumer Credit. Rogue Credit Union will donate $.50 per click. Follow this link to start voting today and bookmark it for daily use. Consumer Credit Counseling thanks you for your support and Rogue Credit Union for supporting organizations working to make southern Oregon better for all of us!

Consumer Credit can obtain a copy of your Equifax, Experian and Transunion credit reports and credit scores from each of those bureaus. The bureaus will include a listing of all of the creditors that report to each bureau and the payment history, current balance and the date of the last activity on each account. It will also include a summary of any legal action such as judgments and bankruptcy.

My Money Checkup

Consumer Credit Counseling Service is a member of the National Foundation for Credit Counseling. The NFCC has recently launched a financial on-line assessment tool, MyMoneyCheckUp. You can receive financial tips and learn where you might make changes in your financial plan. Nothing beats coming into CCCS to discuss your finances with a certified credit coach, and we recommend you do that once you have completed your MyMoneyCheckup. To learn more, follow this link.

Consumer Credit is approved by the U.S. Trustees Program to issue certificates in Oregon and California in compliance with the Bankruptcy Code*. These services include providing the Bankruptcy Pre-filing Counseling and Pre-discharge Education. These services are provided both in person and on-line.

 is approved by the Department of Housing and Urban Development (HUD) to provide housing education and counseling services. That ensures that you are receiving professional, knowledgeable, and impartial information and advice.

Consumer Credit offers community education from its Medford location and in the community. The Agency has a Education Director and conducts over 200 educational programs a year. Most of the programs are at no or low cost and are sponsored by local foundations and corporations.

Accredited by the Council on Accreditation for Children and Families, a United Way member agency and a Charity Seal Holder with the Better Business Bureau, CCCS has helped over 50,000 people and can help you.

CCCS Needs Your Help Now....Consumer Credit Counseling Service is the local coordinating agency for the AARP Money Management Program . Money Management volunteers offer financial management assistance to low-income seniors and disabled persons. By volunteering they promote independent living, prevent homelessness, guardianship, and being placed in an institution. To learn more, click here.

The office is located in Medford Oregon. All inquiries by website, in person or by phone are completely confidential. Contact us at 541-779-2273 or submit your question to us click here.

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" I can't thank your organization enough for creating for me a very doable payment plan for my credit card debt. Today I completed my payment plan and it is such a relief and such a joy to have accomplished this goal. Your front office staff is always pleasant and friendly and helpful so it's been easy to come in every month and make my payment. Thank you for all your help- for making what I though impossible, possible!"

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