Consumer Credit Counseling Service of Southern Oregon can help you solve your debt problems and learn new skills to help you take control of your finances. 

Consumer Credit Counseling Service (CCCS) provides credit counseling and you are not charged a fee for this service. During the counseling appointment a certified credit counselor will help you develop a realistic spending plan. Your concerns will be addressed and a list of options will be developed so you have the information and tools necessary to address your money management issues.

Consumer Credit can obtain a copy of your Equifax, Experian and Transunion credit reports and credit scores from each of those bureaus. The bureaus will include a listing of all of the creditors that report to each bureau and the payment history, current balance and the date of the last activity on each account. It will also include a summary of any legal action such as judgments and bankruptcy.

Basic Holiday Shopping Tips

Our Executive Director, Amy Thuren, was interviewed last night by KOBI-TV NBC5's Travis Koch about basic tips to help prevent going overboard on shopping this holiday season. ​


My Money Checkup

Consumer Credit Counseling Service is a member of the National Foundation for Credit Counseling. The NFCC has recently launched a financial on-line assessment tool, MyMoneyCheckUp. You can receive financial tips and learn where you might make changes in your financial plan. Nothing beats coming into CCCS to discuss your finances with a certified credit coach, and we recommend you do that once you have completed your MyMoneyCheckup. To learn more, follow this link.

Consumer Credit is approved by the U.S. Trustees Program to issue certificates in Oregon and California in compliance with the Bankruptcy Code*. These services include providing the Bankruptcy Pre-filing Counseling and Pre-discharge Education. These services are provided both in person and on-line.

Looking to Volunteer? The Oregon Money Management Program Helps Seniors

CCCS Needs Your Help Now....Consumer Credit Counseling Service is working with Easter Seals Oregon, the Department of Human services, as well as other community service agencies to deliver the Oregon Money Management Program around the state. Money Management volunteers offer financial management assistance to low-income seniors and disabled persons. By volunteering you can help protect vulnerable adults from financial abuse, utility cut off, and loss of independence. To learn more, click here.

CCCS is approved by the Department of Housing and Urban Development (HUD) to provide housing education and counseling services. That ensures that you are receiving professional, knowledgeable, and impartial information and advice.

Consumer Credit offers community education from its Medford location and in the community. The Agency has an Education Specialist and conducts over 200 educational programs a year. Most of the programs are at no or low cost and are sponsored by local foundations and corporations.

Accredited by the Council on Accreditation for Children and Families, a United Way member agency and a Charity Seal Holder with the Better Business Bureau, CCCS has helped over 50,000 people and can help you.

We now have offices located in Medford and Grants Pass, Oregon. All inquiries by website, in person or by phone are completely confidential. Contact us at 541-779-2273 or submit your question to us click here.

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When I came to CCCS I was in debt with credit card bills and doctor bills. I was not yet delinquent, but I was well on my way. They set me up on a payment plan that was easy to manage and in time I had paid off numerous doctor bills that had been plaguing me for at least two years. I was able to save up some money and pay off my balance almost nine months early. The ladies were always so helpful and friendly. It made it that much easier to work with them.

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