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Yes, We Can!
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Lower your bills into one monthly payment
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Waive or reduce your interest charges
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Eliminate your collection calls
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Obtain a copy of your credit report and score
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Teach you to use money and credit wisely
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En Español |
| For more than 30 years, Consumer Credit Counseling of Southern Oregon has been helping people solve their debt problems, avoid bankruptcy, and learn new skills that help them control their finances, rather than having their finances control them, Through educational workshops, and free personal credit and budget counseling, NFCC certified consumer counselors are able to help clients plan for a healthy financial future. All inquiries, whether by website, in person, or by phone, are completely confidential.
With offices in Medford, Klamath Falls, and Yreka, Consumer Credit Counseling is here to help you in your financial planning. Contact us
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National Protect Your Identity Week,
October 19th - 25th, 2008.
Identity theft affects people of any age, in communities both large and small, and is perpetrated by theft in person, online, or through corporate breaches. Recent surveys provide the following information:
• 8.4 million Americans fell victim to identity theft fraud in 2007
• Thefts totaled $49.3 billion dollars
• Identity theft has been the top consumer complaint to the FTC
for the past five years in a row
Consumer Credit has teamed up with six area businesses to educate and help you in your fight to protect your identity. To read more, follow this link
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Attorney General Warns Oregonians of Scams
A New Twist to an Old Scam
Attorney General Hardy Myers today warned Oregonians of a new e-mail campaign attempting to defraud consumers using the old Nigerian Money Scam, but with a new wrinkle. To Read More, follow the link.
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Consumer Credit is a member of SOFFAST (Southern Oregon Financial Fraud and Security Team). Read about financial scams on the publications page.
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How You Can Manage Compulsive Shopping and a Shopping Addiction
compiled by: Dr Ruth Engs, Indiana University
What is compulsive shopping?
People who "shop til they drop" and run their credit cards up to the limit often have a shopping addiction.(Read More. Additional articles can be found on the publications page)
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Are you at Risk for Identity Theft? Test your "ID IQ" here.
Are you a victim of Identity Theft? The FTC has a website that can help. www.ftc.gov/idtheft
Behind on your Mortgage? Housing Director Linda Cade offers these suggestions. And visit the housing page for an article from April 12th's Mail Tribune - "Default Dilemma."
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Statistically Speaking…
- U.S. consumer bankruptcy filings jumped 29.2% to 96,413 in August
- That was the highest monthly level since October 2005, when the new federal bankruptcy law made it more difficult and costly for consumers to file for Chapter 7 protection.
- Total bankruptcy filings are expected to exceed 1.1 million this year[2008], compared with 850,912 last year.
- Typically, consumer filings have represented about 96% or more of total bankruptcies over the past decade.
- Chapter 7 filings rose to 67.6% of total personal bankruptcies in the second quarter of 2008 from 56.1% as of the first quarter of 2006.
Sources: American Bankruptcy Institute, Wall Street Journal |
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